Why choose OBM?


How do you know if your advisor is familiar with the risks you encounter on a day to day basis and whether they’re able to create a fitting type of coverage for your risks? You want to be sure that your advisor spends time assessing, supervising and covering construction risks on a daily basis. This lies at the core of what we do at OBM. We combine technical knowledge to expert insurance solutions and review all the possibilities to limit your risks. We understand when you say “We need to place or remove a sheet pile” or “we need to perform guided drilling”. OBM’s advisors will immediately know what to do. In short, your advisor at OBM speaks your language and an understanding is nice to have when covering your risks.

CAR Verzekering - Constructie


Our years of experience allows us to provide you with the right advice. And in our portfolio you can see which construction projects our advisors are involved in. Whether it’s commercial construction, infrastructure projects, demolition or remediation, OBM’s risk advisors have been ensuring competent suitable coverage for years. Even when it comes to market specific contracts and conditions UAV-GC).

Core business

What’s the defining characteristic of a successful business? It usually comes down to a group of enthusiastic people that enjoy what they do and manage to convey that to those around them. Specialising and decision-making leads to an ideal mix. Most often these choices are based on the interests of the people within an organisation. We enjoy helping you cover your construction risks and we’re genuinely interested in the technical details of a project.

CAR Verzekering - constructie werkzaamheden
CAR Verzekering - constructie


Stagnation is regression. Every day presents a new challenge to do “things” differently. The construction business is no different. Whether it’s new types of contracts of innovative building techniques. OBM’s risk advisor are there to provide you with advice and assistance in your work. Not just once, but continuously. That way, we’re aware of what’s happening in your organisation and we’ll be able to take the correct measures.

Claim settlement

We’re there when you need us. You want to be sure that when damage is incurred, the claim will be handled swiftly and settled expertly. Even if the insurance company refuses the claim, OBM’s experts can explain why the claim has been refused or defend your claim against the initial refusal. Experience is an essential requirement when settling claims. That’s what OBM can offer you: experienced claims handlers who are familiar with the circumstances and able to quickly shift gears. We’re happy to be of service, even if a specific claim isn’t covered.

CAR Verzekering - constructie
CAR Verzekering - constructie

Contracted work (DID or DIC)

DID or DIC is old hat for OBM’s advisors. Whether the principal or you take out the CAR-insurance is not an issue. It’s far more important that the right type of CAR-insurance was taken out for the work at hand and that all the relevant sections have been discussed and checked. Which risks are the responsibility of the principal and which risks are the contractor’s responsibility? These conditions change from project to project. OBM’s advisors will take this off your hands so that you can focus on your work.


The OBM insurance conditions are among the very best on the market. We don’t say that often, because we think offering the best conditions is common sense. Our faith in the level of service we provide and the insurance conditions we offer is such that you can choose to use the terms and conditions of a different insurance company when registering a work. If damage is then incurred, you can choose to let the claims handler settle the claim using the OBM conditions or the conditions provided when registering the work. No problem, whatsoever!

CAR Verzekering